3 tb Margarine or butter,
          -softened
 2 1/2 c  All-purpose flour*
     2 tb Sugar
     1 ts Baking soda
     1 ts Baking powder
   1/2 ts Salt
   1/3 c  Raisins, if desired
   3/4 c  Buttermilk
 Heat oven to 375F. Cut margarine into flour, sugar, baking soda, baking
 powder and salt with pastry blender until mixture resembles fine crumbs.
 Stir in raisins and just enough buttermilk so dough leaves side of bowl.
 Turn dough onto lightly floured surface. Knead until smooth, 1 to 2
 minutes. Shape into round loaf, about 6 1/2 inches in diameter. Place on
 greased cookie sheet. Cut an X about 1/2 inch deep through loaf with
 floured knife. Bake until golden brown, 35 to 45 minutes. Brush with
 margarine or butter., softened, if desired. 1 loaf (12 servings); 125
 calories per serving.
                 
                 Yields       
                1 Loaf