2 c  Unbleached all-purpose flour
   1/3 c  Nonfat dry milk powder
     3 tb Grated white cheddar cheese
          -(preferably raw milk)
 2 1/2 tb Wheat germ
     2 tb Grated mozzarella cheese
     2 tb Grated Emmenthal cheese
     1 tb Baking powder
     1 ts Salt
   1/2 c  (1 cup) well-chilled butter,
          -cut into 8 pieces
     1 c  Cold water
Makes about 20
 Preheat oven to 350 F.  Lightly butter 2 baking sheets. Combine all
 ingredients except butter and water in large bowl of heavy-duty electric
 mixer. Using paddle attachment, cut in butter until mixture resembles
 coarse meal.  Slowly pour in water, beating until dough just comes
 together.  Turn out onto lightly floured surface and pat to 3/4-inch
 thickness. Cut into 2 1/2 inch squares using floured knife. Arrange on
 prepared sheets, spacing 1 inch apart. Bake until light brown, about 15
 minutes.  Serve immediately. (Dough can also be made by hand.)
                 
                 Yields       
                20 Servings